If you are injured by an underinsured driver in Bergen County, New Jersey, you may file a claim under your own policy’s underinsured motorist (UIM) coverage. Law Offices Of SRIS, P.C. has extensive criminal defense experience and can help you handle the details of UIM claims under New Jersey law.
Underinsured Motorist Claim Lawyer in Bergen County, New Jersey
An underinsured motorist claim in New Jersey arises when the at-fault driver’s liability insurance is insufficient to cover your damages. Under N.J.S.A. 17:28-1.1, UIM coverage allows you to seek additional compensation from your own insurer. This coverage is designed to bridge the gap between the at-fault driver’s policy limits and your actual losses, including medical expenses, lost wages, and pain and suffering. The Superior Court of New Jersey, Law Division — Civil Part (Bergen County) handles these claims. Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., “Advocacy Without Borders,” brings 120+ years combined legal experience to every case.
Last verified: April 2026 | Superior Court of New Jersey, Law Division — Civil Part (Bergen County) | New Jersey Legislature
For official statutory text, see N.J.S.A. 17:28-1.1 (New Jersey Legislature — official site) and Superior Court of New Jersey, Bergen Vicinage (njcourts.gov — official site).
In the Superior Court of New Jersey, Law Division — Civil Part (Bergen County), insurers often deny or undervalue UIM claims initially. We have observed that prompt legal representation significantly improves outcomes.
- Seek medical attention immediately after the accident.
- Notify your insurance company of the underinsured driver.
- Gather all evidence, including police reports and witness statements.
- Consult an Underinsured Motorist Claim Lawyer in Bergen County.
- File a UIM claim with your insurer within the statute of limitations.
- Negotiate or litigate for fair compensation.
In Bergen County, an underinsured motorist claim involves seeking damages from your own insurer when the at-fault driver’s policy is insufficient. Compensation may include medical expenses, lost wages, and pain and suffering.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Underinsured Motorist Claim | Civil Claim | N/A | N/A | N/A | Potential denial of claim; reduced settlement |
Results may vary.
Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., “Advocacy Without Borders,” brings 120+ years combined legal experience, 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ, and a favorable-outcome rate above 93%.
Law Offices Of SRIS, P.C. has extensive criminal defense experience in Bergen County. While specific UIM claim results are not available, the firm has achieved 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ, with a favorable-outcome rate above 93%.
Results may vary.
Our location in Tinton Falls, NJ is approximately 50 miles from the Superior Court of New Jersey, Bergen Vicinage in Hackensack, with access via I-80 and the NJ Turnpike. Serving as an underinsured motorist claim lawyer near Bergen County, we assist clients in Hackensack, Fort Lee, Teaneck, Paramus, Englewood, Ridgewood, Fair Lawn, Bergenfield, Garfield, Mahwah, Ramsey, and Lyndhurst. 24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Law Offices Of SRIS, P.C. — New Jersey
44 Apple St, 1st Floor, Tinton Falls, NJ 07724
Phone: (609) 983-0003 | Toll-Free: (888) 437-7747
By appointment only.
Frequently Asked Questions
How long do I have to file a personal injury claim in Bergen County, New Jersey?
New Jersey’s statute of limitations for personal injury under N.J.S.A. is typically 2-3 years from the date of injury, but shorter for claims against government entities (often 6 months notice requirement). Medical malpractice and wrongful death have distinct timelines. Missing the deadline bars the claim entirely — Superior Court of New Jersey, Law Division — Civil Part (Bergen County) will dismiss on timeliness grounds. Evidence preservation and witness statements degrade over time. Contact Law Offices Of SRIS, P.C. promptly — (888) 437-7747.
What should I do after an accident in Bergen County, NJ?
Seek medical attention, document the scene, and contact Law Offices Of SRIS, P.C. Personal injury cases in Bergen County have strict filing deadlines. Consultation by appointment — (888) 437-7747.
What compensation can I recover for a personal injury in Bergen County?
Personal injury claimants in Bergen County may recover medical expenses, lost wages, pain and suffering, and future damages. Results may vary by case. SRIS, P.C. — (888) 437-7747.
How does a personal injury lawsuit work in Bergen County courts?
Personal injury cases in Bergen County proceed through demand, negotiation, and if necessary litigation in NJ court. Most settle before trial. Results may vary. SRIS, P.C. — (888) 437-7747.
What is an underinsured motorist claim in New Jersey?
An underinsured motorist claim in New Jersey allows you to seek compensation from your own insurance policy when the at-fault driver’s liability limits are insufficient to cover your damages. This is governed by N.J.S.A. 17:28-1.1. A UIM claim lawyer Bergen County can help you handle this process.
How does a New Jersey lawyer handle an underinsured motorist claim?
A New Jersey lawyer handling an underinsured motorist claim will gather evidence, negotiate with your insurance company, and if necessary, file a lawsuit in the Superior Court of New Jersey, Law Division — Civil Part (Bergen County). An underinsured driver accident lawyer Bergen County can maximize your recovery.
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Last updated: 2026-04-29