Underinsured motorist (UIM) claims in New Jersey arise when the at-fault driver’s insurance policy limits are insufficient to cover your damages. Under the NJ Automobile Insurance statute, you may file a claim with your own insurance company for the difference. The Superior Court of New Jersey, Law Division — Civil Part (Camden County) has jurisdiction over these cases. Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., “Advocacy Without Borders,” brings 120+ years combined legal experience.
Last verified: April 2026 | Superior Court of New Jersey, Law Division — Civil Part (Camden County) | New Jersey Legislature
For official statutory language, see N.J.S.A. 2A:15-5.1 et seq. (New Jersey Legislature — official site) and Superior Court of NJ, Camden Vicinage (njcourts.gov — official site).
In the Superior Court of New Jersey, Law Division — Civil Part (Camden County), UIM claims often proceed through mandatory arbitration for cases under $20,000. We have observed that insurance carriers frequently deny or undervalue UIM claims, requiring experienced negotiation.
- Identify the at-fault driver’s insurance policy limits.
- Obtain a settlement or judgment exhausting those limits.
- File a UIM claim with your own insurance company.
- Provide documentation of your damages, including medical bills and lost wages.
- Negotiate a settlement or proceed to arbitration or trial.
In Camden County, New Jersey, personal injury claims including UIM claims involve damages for medical expenses, lost wages, pain and suffering, and other losses. The legal standard is modified comparative fault, barring recovery if you are more than 50% at fault.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Underinsured Motorist Claim | Civil Claim | N/A | N/A | N/A | Damages: medical expenses, lost wages, pain and suffering, loss of consortium. Modified comparative fault: barred if more than 50% at fault. No caps on personal injury damages in NJ. |
Results may vary.
Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., “Advocacy Without Borders,” brings 120+ years combined legal experience, 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ, and a favorable-outcome rate above 93%. Mr. Sris has extensive experience handling personal injury and UIM claims in New Jersey courts.
Law Offices Of SRIS, P.C. has extensive personal injury experience across New Jersey, with 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ. Results may vary.
Our location in Tinton Falls, NJ is approximately 60 miles from the Superior Court of New Jersey, Law Division — Civil Part (Camden County), with access via I-76, Route 30, Route 70, Route 130, and the NJ Turnpike. Serving the communities of Camden, Cherry Hill, Gloucester Township, Voorhees, Haddonfield, Collingswood, Pennsauken, Winslow, Haddon Township, Berlin, and Lindenwold. 24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Law Offices Of SRIS, P.C. — New Jersey
44 Apple St, 1st Floor, Tinton Falls, NJ 07724
(609) 983-0003 | Toll-Free: (888) 437-7747
By appointment only.
Frequently Asked Questions
How long do I have to file a personal injury claim in Camden County, New Jersey?
New Jersey’s statute of limitations for personal injury under N.J.S.A. is typically 2-3 years from the date of injury, but shorter for claims against government entities (often 6 months notice requirement). Medical malpractice and wrongful death have distinct timelines. Missing the deadline bars the claim entirely — Superior Court of New Jersey, Law Division — Civil Part (Camden County) will dismiss on timeliness grounds. Evidence preservation and witness statements degrade over time. Contact Law Offices Of SRIS, P.C. promptly — (888) 437-7747.
What should I do after an accident in Camden County, NJ?
Seek medical attention, document the scene, and contact Law Offices Of SRIS, P.C. Personal injury cases in Camden County have strict filing deadlines. Consultation by appointment — (888) 437-7747.
What compensation can I recover for a personal injury in Camden County?
Personal injury claimants in Camden County may recover medical expenses, lost wages, pain and suffering, and future damages. Results may vary by case. SRIS, P.C. — (888) 437-7747.
How does a personal injury lawsuit work in Camden County courts?
Personal injury cases in Camden County proceed through demand, negotiation, and if necessary litigation in NJ court. Most settle before trial. Results may vary. SRIS, P.C. — (888) 437-7747.
What is an underinsured motorist claim in New Jersey?
An underinsured motorist claim allows you to seek compensation from your own insurance policy when the at-fault driver’s insurance is insufficient to cover your damages. This is governed by the NJ Automobile Insurance statute. Contact a UIM claim lawyer Camden County for guidance.
How does an underinsured driver accident lawyer Camden County help?
An underinsured driver accident lawyer Camden County can help you handle the claims process, negotiate with insurance companies, and represent you in court if necessary. They ensure you receive fair compensation for your injuries.
Learn more about our services: Personal Injury Lawyer New Jersey (state hub). Explore related pages: Personal Injury Lawyer Hunterdon County, Personal Injury Lawyer Morris County, and Personal Injury Lawyer Bergen County.
Last updated: 2026-04-29. This page is regularly reviewed for accuracy.