Underinsured Motorist Claim Lawyer in Monmouth County, New Jersey
An underinsured motorist claim in Monmouth County arises when the at-fault driver’s insurance limits are insufficient to cover your damages. Under N.J.S.A. 17:28-1.1, you may seek compensation from your own insurer. Law Offices Of SRIS, P.C. has 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ. Call (888) 437-7747 for a consultation by appointment.
Under New Jersey law, an underinsured motorist (UIM) claim is governed by N.J.S.A. 17:28-1.1. This statute allows you to recover additional compensation from your own insurance policy when the at-fault driver’s liability limits are exhausted. The Superior Court of New Jersey, Law Division — Civil Part (Monmouth County) handles these claims. Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., ‘Advocacy Without Borders,’ brings 120+ years combined legal experience.
Last verified: April 2026 | Superior Court of New Jersey, Law Division — Civil Part (Monmouth County) | New Jersey Legislature
For official statutory text, see N.J.S.A. 17:28-1.1 (New Jersey Legislature — official site) and Superior Court of New Jersey, Monmouth Vicinage (njcourts.gov — official site).
In the Superior Court of New Jersey, Law Division — Civil Part (Monmouth County), prosecutors routinely require strict adherence to the statute of limitations. We have observed that missing the 2-year deadline bars your claim entirely. Evidence preservation and witness statements degrade over time.
- Report the accident to law enforcement and your insurance company.
- Seek medical attention and document all injuries.
- Contact an underinsured motorist claim lawyer Monmouth County promptly.
- File a UIM claim with your insurer under N.J.S.A. 17:28-1.1.
- Negotiate a settlement or proceed to litigation in the Superior Court of New Jersey, Law Division — Civil Part (Monmouth County).
In Monmouth County, personal injury claims involving underinsured motorists carry potential damages for medical expenses, lost wages, pain and suffering, and loss of consortium. New Jersey applies modified comparative fault: you are barred from recovery if more than 50% at fault.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Underinsured Motorist Claim | Civil Claim | None | None (damages sought) | None | Medical expenses, lost wages, pain and suffering |
| Driving Without Insurance | Civil Penalty | Up to 14 days | Up to $5,000 | License suspension | Potential jail time under N.J.S.A. 39:6B-2 |
Results may vary.
Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C. brings 120+ years combined legal experience, 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ, and a favorable-outcome rate above 93%. ‘Advocacy Without Borders’ reflects our commitment to client-centered representation.
Law Offices Of SRIS, P.C. has 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ. While no specific case results are available for Monmouth County, the firm maintains a 93%+ favorable-outcome rate. Results may vary.
Our location in Tinton Falls is approximately 10 miles from the Superior Court of New Jersey, Monmouth Vicinage at 71 Monument Park, Freehold, NJ 07728, with access via the Garden State Parkway and Route 18. Serving the communities of Freehold, Tinton Falls, Red Bank, Long Branch, Asbury Park, Middletown, Holmdel, Marlboro, Manalapan, Howell, Wall Township, Neptune, and Colts Neck. 24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Law Offices Of SRIS, P.C. — New Jersey
44 Apple St, 1st Floor, Tinton Falls, NJ 07724
Phone: (609) 983-0003 | Toll-Free: (888) 437-7747
By appointment only.
Frequently Asked Questions
How long do I have to file a personal injury claim in Monmouth County, New Jersey?
Yes. New Jersey’s statute of limitations for personal injury under N.J.S.A. is typically 2-3 years from the date of injury, but shorter for claims against government entities (often 6 months notice requirement). Medical malpractice and wrongful death have distinct timelines. Missing the deadline bars the claim entirely — Superior Court of New Jersey, Law Division — Civil Part (Monmouth County) will dismiss on timeliness grounds. Evidence preservation and witness statements degrade over time. Contact Law Offices Of SRIS, P.C. promptly — (888) 437-7747.
What is an underinsured motorist claim in New Jersey?
It depends. An underinsured motorist claim in New Jersey arises when the at-fault driver’s insurance policy limits are insufficient to cover your damages. Under N.J.S.A. 17:28-1.1, you may seek compensation from your own insurer’s UIM coverage. The Superior Court of New Jersey, Law Division — Civil Part (Monmouth County) handles these claims. SRIS, P.C. can help handle the process.
What should I do if I am in an accident with an underinsured driver in Monmouth County?
Yes. If you are in an accident with an underinsured driver in Monmouth County, contact a UIM claim lawyer Monmouth County immediately. Do not discuss the case with anyone except your lawyer. Preserve all relevant documents and evidence. The statute of limitations under New Jersey law requires prompt action. Call SRIS, P.C. at (888) 437-7747.
What are the penalties for driving without insurance in New Jersey?
Yes. Penalties for driving without insurance in New Jersey under N.J.S.A. 39:6B-2 include fines up to $5,000, license suspension, and potential jail time. The Superior Court of New Jersey, Monmouth Vicinage handles these cases. Consult an underinsured driver accident lawyer Monmouth County for case-specific guidance.
Learn more about our services: Personal Injury Lawyer New Jersey (hub page). Explore related pages: Personal Injury Lawyer Hunterdon County, Personal Injury Lawyer Morris County, and Personal Injury Lawyer Bergen County.
Last verified: April 2026. This page was last updated on 2026-04-29.
Results may vary. Attorney responsible for this advertising: Mr. Sris.